You want it how?

Yes and I assume you’ll receive it by email as a pdf, because the last time I used a fax was around 1989, assuming we don’t count 3rd world countries… My bank approved a Home Equity Line of Credit, it comes with a mandatory 3-day cooling off period, the loan officer at the bank email me and reminded me that the final form had to be faxed back tomorrow, and couldn’t be sent early. My reply was how I feel about banking in the US. Continue reading You want it how?

Less than a buck, WTF

I continue to be amazed, saddened and I some ways angry about the inefficiencies in the US Banking system and the inability for big financial institutions to see how much this is costing the economy. I’m sat in line for a drive up teller, coz the bank closed at 4:30 or 5pm, whatever, that’s not the point. The point is I have two checks to deposit, one for $0.07 from an IBM Share account I thought I closed 2-years ago, and the other, as attached my US GOVERNMENT TAX refund. You’d think the government would save its money and the … Continue reading Less than a buck, WTF

Banking in America

I don’t get it, I just don’t. For almost a year I worked to get away from the evil empire, Bank of America. I was proud that I’d moved all my business to a credit union, for UK friends and family, thats pretty much a building society. I bank with Amplify Federal Credit Union. I was pleased when just after the new year I shutdown my BoA account, cancelled my BoA credit cards etc.(1) As much as Amplify have been really helpful, their inability to do electronic payments to accounts outside the bank has got me to the point where I think it’s … Continue reading Banking in America