freecreditreport.com not worth the jingle

If you’ve been following along my various blogs, you’ll know since moving to the US I’ve been totally focussed on getting my credit rating in shape. Despite showing up with a letter of referral from my UK bank in 2006 that I’d been a total rockstar managing the mortgage on a $1.2 million dollar home loan, I couldn’t get so much as a contract cellphone. Credit ratings are everything. I didn’t have one. So I’ve tackled this over the past 7-years like a religious zealot. Monitoring it, bumping my rating up to 771/748/771 on my 3-Bureau report. Feeling good, Oh … Continue reading freecreditreport.com not worth the jingle

Hate Mail

One thing I’ve grown to hate in my last 9-years in the USA, and increasingly in Austin as I’ve lived at the same address for 7-years, is the scam and fake mail that arrives at regular intervals. There are those “official” looking envelopes that include seals, official government like crests and demand attention and immediate opening and often a response. I got a letter today from the Worth Finance Corp. They apparently have offices all over central Texas. They at least got my information from Transunion Credit, who pre-screened me. Right at the top of the letter it says “It’s … Continue reading Hate Mail