Paranoimia

No, this isn’t a political post, it’s a blatant attempt to launch myself into the ring tone provider market(not!) As I continue to ramble, sometimes alphabetically, through my 2000+ vinyl album collection, this had been sitting staring at me. Vinyl to digital: I didn’t really remember much about this album, except of course that it contained the track that begat MAX Headroom. It’s actually much better than I remembered, electro/acid/jazz in many places. https://t.co/yBIE9yTWTu — Mark Cathcart (@cathcam) April 3, 2019 It cleaned up nicely, and after editing, the tonality seemed pretty good. I’ve done a few personal ringtones before, … Continue reading Paranoimia

‘Why does a check take as long to clear today as it did in 1982?’

The latest American Banker Podcast mirrors my recent post about Tech taking over the banks. Aaron Klein, a Brookings Institute fellow, makes a compelling argument for why the American banking system needs to be updated, unlike my general frustration, knowing that better is perfectly possible. Among other reasons, Klein points out that people who are unfortunate enough to have their bank account balance at or near zero, deserve better. They need to know how long a check will take to process, how long before the deposit is final, and when they can plan payments for bills based on availability of funds. … Continue reading ‘Why does a check take as long to clear today as it did in 1982?’

Microsoft TO-DO Privacy

I have to admit I really like the new Microsoft To-DO app for Windows and Android. You can create lists of to-do’s, it has a My Day function and lots of useful detail. Once I’d created my first set of serious to-do’s I suddenly realized how much sensitive data there was in my to-do’s. While I’m ok with Microsoft collecting and analyzing usage data, how many times I use the app, what platforms, where was I when I used them etc. I’m totally against them reading, copying or sharing the to-do’s with anyone that I have not explicitly authorized. I … Continue reading Microsoft TO-DO Privacy

Faster Payments – Will tech eat the banks?

At last the big, big tech companies are driving the US Federal Reserve to sponsor and get behind a faster payments initiative. Amazon, Apple, Google, PayPal, Square, Stripe and Intuit, have all co-signed a letter supporting the the Fed being in charge of the development of a system that can connect all the banks and credit unions in the U.S. to speed up payments. I’ve long complained here that the US System is laughably out of date, and the system Automated Clearing House and its associated network is still loosely based on the delivery times of the Pony Express and … Continue reading Faster Payments – Will tech eat the banks?

An Apple a day keeps the Doctor Employed.

CNBC has an interesting article about the number, and quality of Doctors they employ.  I’ve no idea what’s going on an Apple, for a number of reasons, I’ve never bought a single product of theirs. However, given their deep pockets and ability to play a strategically long-game, I for one would be surprised if this isn’t significantly more than just about the watch and apps that can diagnose conditions based on data in collects. Here are my thoughts, in the form tweets to @charlesarthur original tweet and link to his daily Startup link list overflow. The Apple thing is an interesting … Continue reading An Apple a day keeps the Doctor Employed.

What’s a #blockchain?

@AARP magazine nails #blockchain #blockchaintechnology pic.twitter.com/vS1d755Czu — Mark Cathcart (@cathcam) October 28, 2018 I posted the above to twitter, but its not really a joke. #blockchain has become the emperor’s new clothes and to some degree, @AARP is right.  The original article may be a little more aimed at humour than technical depth, but it’s not wrong. A few of my friends have already been cold called and offering blockchain backed securities and similar. We know that’s mostly just marketing BS, but they don’t know. So this is, whatever you think, a good way to get them thinking about it. … Continue reading What’s a #blockchain?

Your infrequent reminder, Facebook is evil

They figured out how do you tweak people’s vanities and their passions and their susceptibilities and their desires in order to keep them on the site. Source: The Central Question Behind Facebook: ‘What Does Mark Zuckerberg Believe In?’ : NPR If you have not heard it, the above NPR Fresh Air interview by Dave Davies with Evan Osnos, a New Yorker Staff writer is well worth the listen. Since that interview, we’ve had two more announcements of significance from Facebook. October 11th, the evil empire announced that they’d disabled some 66 accounts or what Facebook described as: dozens of accounts … Continue reading Your infrequent reminder, Facebook is evil

Delete your Google+ profile

Google+ is what happens when you try to take on an incumbent, don’t communicate your vision, and then leave the rotting carcass to fester and be eaten by the maggots. In this case the maggots were a security vulnerability that exposed the private data of up to 500,000 users It turns out Google knew about the vulnerability back in March 2018, but decided not to disclose it as, as far they know, it hadn’t been exploited. If your data was upto date and complete, there was enough there to perform a rudimentary phishing attack. In my case, my phone number, … Continue reading Delete your Google+ profile

Why You Shouldn’t Use Facebook to Log In to Other Sites – The New York Times

This is a good explanation of why it is way past time to stop using your Facebook ID to login to other sites. Personally while I still occasionally wish I could login to facebook to check on relatives, otherwise I don’t miss it at all. No matter what facebook do, there will continue to be security and privacy breaches like this. Facebook wanted to become “the web” and along with that aspiration, they also became a focal point for all the hackers, scammers, and those wishing to game the system. #deletefacebook   Source: Why You Shouldn’t Use Facebook to Log … Continue reading Why You Shouldn’t Use Facebook to Log In to Other Sites – The New York Times