The latest American Banker Podcast mirrors my recent post about Tech taking over the banks. Aaron Klein, a Brookings Institute fellow, makes a compelling argument for why the American banking system needs to be updated, unlike my general frustration, knowing that better is perfectly possible.

Among other reasons, Klein points out that people who are unfortunate enough to have their bank account balance at or near zero, deserve better. They need to know how long a check will take to process, how long before the deposit is final, and when they can plan payments for bills based on availability of funds. It’s well worth a listen. You can hear it below, or take the link over to the American Banker.